Andy Carra is the Chief Technology Officer at Gilded. Based in San Francisco, Andy has over 15 years of experience working as a Chief Technology Officer & co-founder in the fintech space, most notably co-founding Social Finance (SoFi), but also more recently co-founding, LionX, a privacy, identity, and secure data-sharing start-up, where he helped build a new way to manage, protect and safely use consumer information. Prior to this, he served as Chief Technology Officer for Sindeo, where he created technology that helped make mortgages simple and more obtainable for consumers. He’s also served as CTO for True Link Financial, as well as co-founding a financial services consulting firm that helps organizations build quality software solutions. Andy earned his Bachelor of Arts at Kalamazoo College and his master’s degree at the University of Michigan’s Computer Science Engineering department.